Keep it. Grow it.
Plan for it.
These are the tools you need to grow your funds with purpose and confidence. You can keep your money in dollars or set custom goals and track your progress along the way. It is simple, intentional, and built around you.
Dollar Save.
Dollar Save is a simple, secure way to grow and protect your money in U.S. dollars. Your funds are invested in U.S. Treasuries which are secure, stable, and accessible anytime. Stay ahead of inflation and build long-term wealth, without locking your money away.
Built to Earn, Structured for Safety
Goal Savings
Funding your goals shouldn’t feel like a sacrifice. Ladder saving goals feature helps you:
Plan With Intention,
Not Guesswork
Plan for Anything
Whether it’s your monthly rent, an upcoming trip, or an emergency fund. You can create a goal for any purpose, big or small. Ladder Goals can help you put money towards your milestones with intention.
Automate & Relax
Stay in control of how much you save and how often. Prefer to deposit weekly or monthly? Need to adjust your plan mid-way? No problem. Just set your amount, pick your preferred frequency and Ladder’s smart automation takes it from there.
Watch Your Progress with Smart Insights
Your built-in AI financial assistant, LADY, gives you smart insights, reminders, and tips to help you stay on track and reach your goals faster.
Emergency Fund
Be ready for anything. Build a safety net for life’s unexpected moments. Your emergency funds are always accessible when you need them — no delays, no stress.
Designed for unexpected expenses
Set your safety target
Start by deciding how much you want in your emergency fund, based on your lifestyle, expenses, or comfort level.
Flexible contributions
Add money to your fund at your own pace. Daily, weekly, or whenever you can. You can automate your contributions or top up manually.
Quick Access
When life happens, your money is ready. Withdraw anytime, with no penalties or delays, so you can handle emergencies quickly and get back on track.
Grow your funds with Ladder today
Whatever you’re stashing for, make it happen with Ladder. Start your first goal today.Download the Ladder app and join more than 15,000 customers who are growing wealth smarter