Save, Invest and
Manage Your
Expenses with AI

Make smart choices, reach your goals and secure your financial future with Ladder, your AI-powered partner in financial success.





See LADY in action!

Select one of the prompts for some free financial advice powered by AI.


Your AI-powered
financial advisor

Need financial assistance or guidance? Ask LADY.
Get all the answers, guidance and support you
need as you embark on your personal finance journey on the Ladder app.

How do I make money in my 20s?

How much should I save for retirement?

How's the stock market doing?

How's my portfolio performing?

Is now a good time to invest?

What constitutes a good financial plan?

How do I determine my risk appetite for investments?

What are the best investment options for beginners?

What are the benefits of having a diversified portfolio?

How much should I save for retirement?

How do I start building a passive income stream?

What should I consider before buying a home?

How can I reduce my debt effectively?

What are the pros and cons of investing in real estate?

How do I balance short-term and long-term financial goals?

What financial habits should I develop in my 20s?

What financial habits should I develop in my 30s?

How can I maximize my returns while minimizing risk?

How can I reduce my debt effectively?

How do I balance short-term and long-term financial goals?


All your money
in one place

At Ladder, we believe your money should have a purpose. Link your mobile money wallet or bank account with ease so that you can know where your money is going.

Get the app


Convert your cedis into dollars, securely hold them, and withdraw at your convenience. No strings attached, total flexibility.


Expense Management


Data protection,
Security and Safety

We are committed to the protection of your financial data, as you go up the ranks of wealth creation, empowering you to achieve your financial goals with confidence.

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Top-Notch Encryption

Your data is shielded with state-of-the-art encryption protocols, ensuring that every piece of information is securely transmitted and stored. We employ industry-leading measures to guard against unauthorized access and protect your financial data from any potential threats.

Bank-Level Security

Privacy-First Policy

Continuous Monitoring & Updates

Real stories
from real people

Join our community of 10,000+ Climbers achieving their financial goals with Ladder!

Isaac Adu-Gyamfi

My experience using the Ladder app has been great. Very simple, easy, and understandable to use the app.

Isaac Adu-Gyamfi

Ladder User

Aalimah Afolabi

Ladder has made saving a walk in a park. I'm really glad to be apart of the Ladder community #SaveWithLadder :)

Aalimah Afolabi

Ladder User

Diana Sarkodie

I joined the #90DaysWithLADY challenge and won some amazing prizes as I saved money consistently. How cool is that?

Diana Sarkodie

Ladder User

Abena Quarshie

I started using Ladder a few months ago. Before, I struggled to keep track of my savings, but now everything is in one place.

Abena Quarshie

Ladder User

Our Trusted Partners


Access your free
financial plan

Thanks to our cutting-edge AI technology, LADY, you can now say goodbye to generic financial advice. LADY understands your aspirations and crafts a financial plan that's unique to you.

Try it out and receive a free financial plan!

Contact Us

Our dedicated customer support team is here to ensure you experience seamless and stress-free money management.

Feel confident knowing assistance is just an email away.

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